Oliver Camargo
Global Fintech Operator & Account Executive | 2x Founder
Sold to 50+ Startups | 0→$5M ARR | Backed by 500Global & NXTP
Sold to 50+ Startups | 0→$5M ARR | Backed by 500Global & NXTP
Founder & CEO, WePlann · 2013–2022
“As part of my research into Airwallex, I rebuilt my last startup's global payment costs on the Airwallex platform, and it would have saved us ~$175K/year.”
Real World Case Study
WePlann's global payment stack
vs. Airwallex
WePlann · old stack
$368,544
per year · 8 tools
WePlann · on Airwallex
$193,248
per year · 1 platform
WePlann would save
$175,296
per year · 48% less · ≈ 1.5 engineers
Contact Oliver ›
Tap “With Airwallex” to watch the same money flow collapse onto one platform
8 tools, 5 accounts, money taxed at every hop
EBANX · Mercado Pago · PayU · Stripe · PayPal · Amex · Chase · Coinbase/XRP
Customers (money in)
Suppliers (money out)
Offices & contractors
Built WePlann's global payment stack. Felt every dollar of cross-border pain.
Nine years, eight tools, 15+ countries, FX bleeding on every transfer — exactly the pain Airwallex now erases for fellow startup founders.
— Oliver Camargo, Founder & CEO of WePlann (2013–2022)
Where the $369K went — every year
① Card acceptance
~4% on $4.8M of cross-border card payments
$192,000
② FX in
BRL / EUR / MXN / ARS / CLP → USD, ~3%
$144,000
③ FX out (again)
USD → contractors & non-US suppliers, ~3%
$33,000
This wasn't a slide to me — it was my company's runway leaking out.
Same flow, one platform
The old stack vs. Airwallex
WePlann's reality
EBANX 🇧🇷Mercado Pago 🇲🇽PayU 🇨🇴
Stripe 🇺🇸PayPal 🇺🇸AmexChase 🇺🇸Coinbase · XRP
- Receive in 5 currencies, convert to USD, convert back out
- FX charged twice; ~4% card fees on top
- Crypto rails for contractors — fast, but receipt was a headache
- Five accounts to reconcile by hand
With Airwallex
One platform · 60+ currencies · 120+ countries
- Local accounts collect BRL/MXN/EUR like a local
- Hold the currency — convert once, ~1%, or not at all
- Batch payouts to suppliers & contractors on local rails
- One ledger, one login, one reconciliation
How it stacks up
Airwallex vs. the alternatives
Airwallex
Bank + PSP stack (WePlann's old world)
US neobank (Brex / Mercury)
Scored on the dimensions that decide a global startup's money stack. Airwallex wins on global collection, currency coverage and embedded finance; neobanks lead on US-domestic simplicity.
The customer Airwallex is looking for
✓
Venture & accelerator-backed500 Global (fka 500 Startups) & NXTP
✓
Global startup15+ countries, 0→$5M ARR
✓
Multi-currency revenueCollected BRL, EUR, MXN, ARS, CLP
✓
Cross-border payoutsSuppliers & contractors in 5 currencies
✓
Founder/CFO buyerOwned payments & banking decisions
This isn't market research. WePlann was the startup Airwallex is built for.