Oliver Camargo
Oliver Camargo
Global Fintech Operator & Account Executive | 2x Founder
Sold to 50+ Startups | 0→$5M ARR | Backed by 500Global & NXTP
Founder & CEO, WePlann · 2013–2022
LinkedIn

Built WePlann's global payment stack. Felt every dollar of cross-border pain.

Nine years, eight tools, 15+ countries, FX bleeding on every transfer — exactly the pain Airwallex now erases for fellow startup founders.

— Oliver Camargo, Founder & CEO of WePlann (2013–2022)
A side-by-side comparison

WePlann's global payment stack
vs. Airwallex

WePlann · old stack
$0
per year · 8 tools
WePlann · on Airwallex
$0
per year · 1 platform
WePlann would save
$0
per year · 0% less · ≈ 0 engineers

8 tools across 15+ countries — here's what it cost WePlann in its best year, and what using the Airwallex platform would have saved.

8 tools, 5 accounts, money taxed at every hop EBANX · Mercado Pago · PayU · Stripe · PayPal · Amex · Chase · Coinbase/XRP
Customers (money in) Suppliers (money out) Offices & contractors

Where the $370K went — every year

① Card acceptance
~4% on $4.8M of cross-border card payments
$192,000
② FX in
BRL / EUR / MXN / ARS / CLP → USD, ~3%
$144,000
③ FX out (again)
USD → contractors & non-US suppliers, ~3%
$33,000
Same flow, one platform

The old stack vs. Airwallex

WePlann's reality
EBANX 🇧🇷Mercado Pago 🇲🇽PayU 🇨🇴 Stripe 🇺🇸PayPal 🇺🇸AmexChase 🇺🇸Coinbase · XRP
  • Receive in 5 currencies, convert to USD, convert back out
  • FX charged twice; ~4% card fees on top
  • Crypto rails for contractors — fast, but receipt was a headache
  • Five accounts to reconcile by hand
With Airwallex
One platform · 60+ currencies · 120+ countries
  • Local accounts collect BRL/MXN/EUR like a local
  • Hold the currency — convert once, ~1%, or not at all
  • Batch payouts to suppliers & contractors on local rails
  • One ledger, one login, one reconciliation
How it stacks up

Airwallex vs. the alternatives

Airwallex
Bank + PSP stack (WePlann's old world)
US neobank (Brex / Mercury)
Scored on the dimensions that decide a global startup's money stack. Airwallex wins on global collection, currency coverage and embedded finance; neobanks lead on US-domestic simplicity.

The customer Airwallex is looking for

WePlann matched the profile, line by line.
✓
Venture & accelerator-backed500 Global (fka 500 Startups) & NXTP
✓
Global startup15+ countries, 0→$5M ARR
✓
Multi-currency revenueCollected BRL, EUR, MXN, ARS, CLP
✓
Cross-border payoutsSuppliers & contractors in 5 currencies
✓
Founder/CFO buyerOwned payments & banking decisions